With the passage of the Homestead Act
(1885), land was homesteaded for $1 per acre
and a great deal of land was open for
settlement. The St. Andrew Railroad, Land,
and Mining Company from Cincinnati, Ohio
bought a lot of property near St. Andrew. In
1887, the St. Andrew Railroad, Land, and
Mining Company put out a map showing the
lands belonging to the company.
The land was cut into lots 25 feet square
and sold for $2 each. There were more than
300,000 sold. The phrase, "Beautiful St.
Andrew's Bay" was first used in ads to sell this
property. The "Cincinnati Boom", as this was
called, brought thousands of people to settle.
Traveling by bicycle was one form of
entertainment. Traveling by horse and carriage
was the custom of the day.